Which would you rather have screwed up: Your credit history or your medical history? No need to answer. Thanks to medical identity theft, in which people use stolen identities to have medical procedures or expensive surgeries, you can have both.
Don't worry; it's even worse than it sounds. Take the case of Anndorie Sachs, a mother of four in Salt Lake City, Utah, who ended up on the wrong side of the law when a hospital reported that a newborn child under her name tested positive for illegal drugs. Problem was, it wasn't her newborn [sources: Engeler, Johnson].
Eventually, it emerged that a pregnant drug user had broken into Sachs's car, stolen her ID and had the baby under her name, leaving her with a $10,000 medical bill and a lot of explaining to do. Even after the truth came out (and after social services had interrogated her children), Sachs was not cleared until a DNA test proved the baby wasn't hers [sources: Engeler, Johnson].
Her legal and financial troubles behind her, Sachs now faces another problem: The thief might have provided different medical information to her doctors, which would have been listed under Sachs's name. However, Sachs has a blood clotting disorder and could die if given the wrong blood type. The hospitals say they've addressed these issues, but Sachs can't be sure, because privacy laws prevent them from showing her the records [sources: Engeler, Johnson].